Financial Goals

Plan for Retirement

Living a dream retirement lifestyle starts with planning. But deciding which steps to take and when to take them can be confusing. It can be so overwhelming that you might be tempted to opt-out of saving for the future. Credit Union of Colorado has the financial tools and resources to help create a simple, realistic retirement plan that you'll stick to long term.

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The Basics of Saving

A monthly budget that includes a savings category is all that's needed to kickstart your retirement dreams. But it's your consistent savings habits that will help turn your dreams into reality. Let us help you create a realistic budget, better understand your savings options, and figure creative ways to boost your retirement accounts.

Articles

Are Budgets Necessary?

Smart Ways to Use Your Tax Refund

Why You Need a Checking Account Cushion

How to Build an Emergency Fund

4 Financial Goal-Setting Myths - Debunked!

6 Ways to Boost Your Retirement Savings

Benefits of CDs During Retirement

Calculators

Savings Goal Calculator

Managing Money Milestones

Saving for retirement is like a marathon. Slow and steady wins the race. But, starting late or resting for too long could cause you to work harder for the same result. Reach each financial milestone at the recommended age to stay on track with your retirement goals.

Articles

Common Financial Pitfalls by Decade

How Spending Habits Change in Retirement

How to Manage Your Money After a Job Loss

Calculators

Savings Goal Calculator

Retirement Readiness Countdown

If retirement is on the horizon, you likely have questions about your financial future. Like many people nearing retirement age, you might wonder:

Should I accept my employer's pension as a lump sum or in monthly payments?
Should I take Social Security now or wait?
Will Medicare cover all of my medical expenses in retirement?
When do I have to start making withdrawals from my retirement accounts?

Read about these and other topics and learn more about how you can prepare for your retirement chapter.

Articles

Social Security Benefits 101

How to Handle Finances When Adult Children Move Back Home

6 Benefits of Delaying Retirement

Resources - Listing

couple reviewing finances online

Savings Account or a CD: Which works for You?

Couple closing on a home

Mortgages 101: Getting Started on The Path to Homeownership

First time car buyer

A Primer On Buying Your First (Or Fourth) Car

High school graduate

What You Need to Know About Paying For College

First time homebuyer

What to Consider Financially As A First-Time Homebuyer

Couple reviewing financial institutions

What to Look For in a Financial Institution

woman holding phone and cup of coffee

Stay Safe from AI Voice Cloning Scams

When Should you take Social Security?

When Should You Take Social Security?

How to trick yourself into saving money

How To “Trick” Yourself Into Saving More